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Laredo Health Insurance
Edinburg, Mission, McAllen and all across Texas
Health issues can arise at any time and often demand immediate attention. Without the added protection of health insurance, you may face unexpected medical costs that you must pay out of pocket. Raymond Longoria Insurance is here to help you get the health insurance coverage you need.
What Is Health Insurance?
Health insurance is an agreement between you and your insurance company. Your insurer covers a portion of your medical costs, including doctor visits, hospital services, surgery and prescription drugs, and you agree to pay a monthly premium. Health insurance can help you cover medical expenses and provide you with a network of doctors who are often more reasonably priced than those outside your network.
Is Health Insurance Required?
No one is required to carry health insurance. However, without coverage, medical costs can be financially devastating. Many people choose to purchase a health insurance policy because:
- Insurance gives them a network of doctors and hospitals at negotiated lower rates.
- Insurance helps safeguard their finances.
Some individuals choose to get their health insurance on their own—not connecting their insurance to their job or a group of policyholders. There are various ways to get individual health insurance. A few ways include:
- Purchasing a health plan directly from an insurer.
- Joining someone else’s health insurance plan (e.g., a spouse’s plan or parent’s plan, if you’re under 26 years of age).
- Using Medicaid or another state program, if eligible to enroll.
Make a Healthy Decision
With so many health insurance choices, we can help you select the insurance that best meets your health care needs—and budget. Raymond Longoria Insurance can discuss your insurance options with you to make an informed decision. Call us today at 888-296-0345 to get started on your health policy.
1 - Source : MANAGED CARE AND THE STATES
Thank you for your interest in Raymond Longoria Insurance. We work on behalf of our clients not carriers to bring you the best coverage and rates. Please feel free to call our office at 888-296-0345 or email your questions and an insurance professional will reply promptly.