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The restaurant environment is a risky one. In nearly every situation there are times when a worker suffers an injury, even if you are very careful to avoid it. Workers’ compensation insurance helps to minimize these financial risks. It helps provide coverage for work-related injuries in restaurants. READ MORE >>

General liability insurance is one of the most valuable of all forms of business insurance. Each year, millions of claims happen, many of which can financially drain a company. This coverage helps protect them. As a business, though, the costs to pay for these insurance products can seem overwhelming. READ MORE >>

Workers' compensation insurance tends to be a requirement for most companies. This is very true for large organizations. Some states do not need very small companies to maintain this type of business insurance. However, doing so is still important. It may help reduce your cost risks. READ MORE >>

Your passion is selling painting supplies. You might sell to artists, contractors and anyone else wanting to spruce up their surroundings. You might think that operating the business will be a breeze. You don’t likely expect problems to come along that harm your clients, after all. READ MORE >>

Every year, injured employees create expenses for business management. Workplace safety is important—but employee recovery is more important. The 10 most common workplace injuries cause 3.3 million employees to lose work hours every year. What are these? What can you do to avoid them? READ MORE >>

One of the first steps you should take when starting a small business is to schedule an appointment with your local insurance agent. Why? You need commercial insurance, specifically, general liability insurance. Certain niches and industries require more coverage than others. READ MORE >>

If one of your employees gets hurt on the job, you might have to repay them using workers’ compensation. This is extremely valuable coverage. In fact, workers’ comp is one of the most important types of protection a business in Texas can carry. Why is this? How does it work? READ MORE >>

A small to medium business can suffer significant financial loss when employees make mistakes. Knowing when you are liable for these mistakes is essential. Your general liability insurance can help cover them, but understanding your liability itself is essential. When is your company financially responsible for these types of mistakes? READ MORE >>

Nobody wants to be in an accident while at work. However, each month thousands of employees across the United States find themselves injured. That’s why it is important to know what to do after you're hurt. You can take the steps involved in filing a workers' compensation insurance claim. READ MORE >>

A single lawsuit from a client could put your business in a position you cannot afford. That’s where general liability insurance can come in handy. However, it’s not a cure-all. Even the broadest liability insurance has its limits. Still, there are ways small business owners can expand traditional liability limits. READ MORE >>

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Raymond Longoria Insurance
2025 N Conway Ave
Mission, TX 78572
Phone: (956) 581-1034
Toll-Free: (888) 296-0345