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Home > Blog > Raymond Longoria Insurance Blog Page 9
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Raymond Longoria Insurance Blog Page 9

View the latest blog posts from Raymond Longoria Insurance.

Wednesday, December 4, 2013

The Living Value of Whole Life Insurance

Whole life insurance may cost a little more than term life coverage, but it also has some extra living benefits that you should know about. A whole life policy is intended to provide you with a level death benefit that lasts for as long as you pay your premiums. READ MORE >>

Friday, November 1, 2013

Assets That Require Extra Coverage

Are you wondering if your standard homeowners policy covers your personal assets along with the structure of your home? The answer is yes, to an extent. Most homeowners policies come with contents coverage up to 50 to 70 percent of the amount of coverage on your home. READ MORE >>

Wednesday, October 2, 2013

10 Ways to Save on Auto Insurance

Think saving on car insurance is out of your reach? Think again! Saving on car insurance is easier than you think. Try these 10 tips to save money: 1.       Buy a low-profile car: Flashy luxury cars can quickly become targets for carjackers. But a smart, sensible car is more likely to be overlooked. READ MORE >>

Wednesday, August 28, 2013

5 Reasons Your Home Insurance Claim Could Be Refused

There is something reassuring in knowing that your home and its contents are protected against loss or damage, and that is why a refused claim can be such a devastating experience to endure. Home insurance is complex, and a policy is a legally binding contract that holds within it several clauses and conditions that you need to be aware of. READ MORE >>

Wednesday, July 24, 2013

How to Save Money on Insurance When You Own More Than One Car

The modern family often includes two or more drivers, and the cost of running a household's vehicles can become prohibitive if efforts aren't made to find discounts wherever possible. You and your family could be paying far more than you need to for insurance coverage, but taking advantage of spe... READ MORE >>

Friday, June 28, 2013

Things You Can Do This Summer to Lower Your Motorcycle Insurance

Before you embark on your first ride of the summer, take a look at your Edinburg motorcycle insurance policy. If the premium is a bit higher than you'd like, you should consider looking for a discount this summer. Many insurance companies will reward you for common activities that also will reduce your chance of an accident. READ MORE >>

Tuesday, June 4, 2013

Whole Life Versus Term Life Insurance

When making a decision between whole life and term life, many people get caught up in comparatives and trying to conclude which one is better. In reality, neither is superior over the other, and each has pros and cons. They do have important differences, however, that you need to consider so that you can make the right decision for your personal financial needs. READ MORE >>

Friday, April 12, 2013

Small Business and Auto Insurance: Five things you should know

If you are a small business owner you may find yourself wondering about the need to carry commercial insurance for your automobile.  Many self-employed small business owners assume they don't need commercial auto coverage if they are using their personal car, particularly if the business is home-based. READ MORE >>

Friday, March 15, 2013

Can a Seat Belt Violation Raise my Insurance Rates?

If you live in a state that requires drivers to carry McAllen auto insurance, you most likely want to find the least expensive premiums. If you have a good driving record, this shouldn't be a concern. However, if you are charged with one of several violations, your insurance rates may go up. READ MORE >>

Friday, February 15, 2013

Life and Death Insurance

The most common way to think of "life" insurance is to think of it as providing coverage for everything in your life. In the event that you pass away, a  McAllen life insurance policy will take care of your loved ones, bills, estate, and anything else you may own as long as it is covered in the insurance plan. READ MORE >>

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