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Home > Blog > Raymond Longoria Insurance Blog: insurance
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Raymond Longoria Insurance Blog: insurance

View the latest blog posts from Raymond Longoria Insurance.

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Friday, January 15, 2021

Can You Go to the Hospital Without Health Insurance?

The idea of getting medical assistance without health insurance is nerve wracking. Healthcare seems to only grow in expense year to year and it can be difficult to find an affordable policy to cover you and your family. However, there are some circumstances where you must seek medical attention no matter what. READ MORE >>

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Thursday, December 31, 2020

How Many Life Insurance Policies Can You Have?

Since life insurance is designed to cover your loved ones when you are no longer around, it is crucial to have the right amount of coverage in order to provide for those who matter most. As such, some individuals consider adding more than one life insurance policy.  READ MORE >>

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Wednesday, November 25, 2020

Understanding Flood Insurance Structure Coverage

If you live in a flood zone, then you might have a requirement to buy flood insurance. Many people buy plans that are backed by the National Flood Insurance Program (NFIP), the U.S. government’s insurance pool that makes flood insurance attainable for those who need it.  READ MORE >>

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Tuesday, October 27, 2020

Do I Have to File a Car Insurance Claim After an Accident?

Car accidents can be frightening even long after they’re over, and many people wish to file an insurance claim immediately. Some, however, may not want to file a car insurance claim immediately. There are many reasons you may not want to file a claim, such as if you have already had a recent claim or had another accident just drop off of your record. READ MORE >>

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Thursday, January 23, 2020

How To Secure Your Jobsite To Avoid Third-Party Injury Lawsuits

When you're on a jobsite, it's important to protect the public from danger. While you think the active construction may be a sign for people to stay away, there is still a good chance someone will find a way to get hurt and try to sue you. To protect yourself from general liability insurance claims, take these steps to protect your jobsite. READ MORE >>

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Tuesday, November 19, 2019

Do You Need General Liability Insurance When Using a Shared Office Space?

When you own a building, it may make sense to buy a general liability insurance policy, so you don't lose the building in a lawsuit. If you're only renting a small space in a shared building, it may seem like you have little to no risk. But there are several reasons you may need to buy general liability insurance. READ MORE >>

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Monday, October 14, 2019

What's Covered (and Not Covered) by Workers Compensation Insurance

Workers’compensation insurance can protect your business and employees from financial loss. It covers an employee that contracts an illness or gets hurt due to a job-related event. This type of insurance pays medical bills and lost wages and may even cover the cost of occupational rehabilitation. READ MORE >>

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Sunday, September 15, 2019

What Factors Play a Role in General Liability Insurance Cost

How much is general liability insurance for your company? Most of the time, the answer to this is “it depends.” That’s because there are numerous factors that play a role in how much you can expect to pay for insurance coverage. Your agent can offer a quote to give you some insight. READ MORE >>

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Monday, August 5, 2019

Should a Sole Proprietorship Buy Workers' Compensation Insurance

Workers’ compensation insurance is a valuable investment. Companies with employees benefit from it. The workers within those companies also benefit. Yet, if you own a very small business, you may not be sure it is worth the investment. It’s important to understand how workers’ compensation can help you and when it applies. READ MORE >>

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Thursday, July 11, 2019

General Liablity Insruance for Health Providers

Health providers, such as those offering chiropractic services, wellness products, or fitness programs, need to have comprehensive general liability insurance. This insurance keeps you protected if your customers or clients suffer harm because of your mistakes. READ MORE >>

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