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Raymond Longoria Insurance Blog: homeowners

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Mortgage companies require most people buying a home to purchase home insurance, and for good reason. Your home is likely to be your biggest investment, and it should have adequate coverage in the event of fire, theft, natural disasters or some other emergency. READ MORE >>

As the weather warms, kids once again can enjoy outdoor fun. Kicking around a soccer ball or climbing on a jungle gym is fun for many, but the houses with swimming pools and trampolines often become the most coveted hangout spots in the neighborhood. READ MORE >>

Are you wondering if your standard homeowners policy covers your personal assets along with the structure of your home? The answer is yes, to an extent. Most homeowners policies come with contents coverage up to 50 to 70 percent of the amount of coverage on your home. READ MORE >>

There is something reassuring in knowing that your home and its contents are protected against loss or damage, and that is why a refused claim can be such a devastating experience to endure. Home insurance is complex, and a policy is a legally binding contract that holds within it several clauses and conditions that you need to be aware of. READ MORE >>

According to Investopedia, a restrictive covenant is a clause in a deed that defines and limits what the owner can do with their property. One thing to note about a restrictive covenant is that surrounding property owners, or a homeowners' association, can take the case to court to enforce the restrictions. READ MORE >>

When dealing with a McAllen home insurance claim, one of the very first steps to take is to make contact with the provider of your home insurance. Owning a home insurance policy and making a claim does not necessarily lead to full reimbursement. Your claim could be denied. READ MORE >>

It’s crucial to insure your home and property against a wide range of risks. McAllen home insurance companies are very flexible in this regard and often present home owners with several different policies to insure their homes. You may be torn between several options for your own insurance, especially if you are not particularly knowledgeable in this field. READ MORE >>

There are many different insurance terms and policy options that can be easily misinterpreted, when it comes time to start thinking about insurance. Many customers don’t grasp the full extent of what their policies cover, some don’t know what their deductibles and limits are, others s... READ MORE >>

What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. READ MORE >>

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Raymond Longoria Insurance
2025 N Conway Ave
Mission, TX 78572
Phone: (956) 581-1034
Toll-Free: (888) 296-0345