Raymond Longoria Insurance Blog: flood insurance
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Friday, April 23, 2021If you live near the south or especially along the coast, you likely face some measure of flood risk. Floods can occur due to heavy rains even outside of coast states, so it is important that you speak with an insurance agent about possibly adding flood insurance to your home insurance policy. READ MORE >>
Wednesday, November 25, 2020 If you live in a flood zone, then you might have a requirement to buy flood insurance. Many people buy plans that are backed by the National Flood Insurance Program (NFIP), the U.S. government’s insurance pool that makes flood insurance attainable for those who need it. READ MORE >>
Friday, February 10, 2017It may surprise you, but most home insurance policies don't cover flood damages. Insurance often considers flooding to be any type of water damage, regardless of cause. It's important to keep this in mind, as a flood can come from more than just heavy rain. READ MORE >>
Tuesday, April 26, 2016It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>
Tuesday, May 5, 2015Though certain areas are more prone to flooding, floods can happen anywhere and at any time. In fact, floods are the most common natural disaster in the country—and the most expensive disaster to recover from. But many people think that flood insurance is unnecessary because of various things they hear, whether true or not. READ MORE >>
Wednesday, October 8, 2014Many homeowners think that if they have home insurance, they're covered against any and all damages. However, it's important to understand what flood insurance can do for you — as well as its limitations — in order to determine if it's worthwhile to add this coverage to your personal insurance portfolio. READ MORE >>