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Raymond Longoria Insurance Blog: business insurance

View the latest blog posts from Raymond Longoria Insurance.

One of the first steps you should take when starting a small business is to schedule an appointment with your local insurance agent. Why? You need commercial insurance, specifically, general liability insurance. Certain niches and industries require more coverage than others. READ MORE >>

If one of your employees gets hurt on the job, you might have to repay them using workers’ compensation. This is extremely valuable coverage. In fact, workers’ comp is one of the most important types of protection a business in Texas can carry. Why is this? How does it work? READ MORE >>

A small to medium business can suffer significant financial loss when employees make mistakes. Knowing when you are liable for these mistakes is essential. Your general liability insurance can help cover them, but understanding your liability itself is essential. When is your company financially responsible for these types of mistakes? READ MORE >>

A single lawsuit from a client could put your business in a position you cannot afford. That’s where general liability insurance can come in handy. However, it’s not a cure-all. Even the broadest liability insurance has its limits. Still, there are ways small business owners can expand traditional liability limits. READ MORE >>

Safety is critical in every business environment. Sometimes, this means doing things the hard way. It can sometimes mean spending more money or time accomplishing tasks.  However, keeping workers safe is always a priority. One way to do so is through a worker safety program. READ MORE >>

Workers’ compensation insurance provides financial protection to workers. It helps cover any losses experienced as a result of working in a specific location. Many people expect it to cover broken bones and other injuries. However, it also often covers illness.  READ MORE >>

Workers' compensation provides financial support to business owners. Some companies don't see it as an initial benefit. It always is. In nearly all types of employment, it is possible for an employee to suffer an injury. If this occurs, the business often must compensate the employee for losses. READ MORE >>

No one wants to experience trauma while he or she is on the job. However, sometimes employees witness tragic occurrences. Mental and psychological distress can happen in any work environment. If someone witnesses something that causes mental anguish, recovery can take time. READ MORE >>

When purchasing commercial property insurance as a component of your business insurance, you'll need to take into consideration the many details of such a policy. This type of coverage helps protect your business from loss and damage related to the property itself. This may come from incidents such as hail storms, wind damage or fire. READ MORE >>

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Raymond Longoria Insurance
2025 N Conway Ave
Mission, TX 78572
Phone: (956) 581-1034
Toll-Free: (888) 296-0345