Building a new home or remodeling? Yes! Then it's time for a Periodic Policy Review The housing market in Texas continues to grow at a record pace. Recent studies project that the current pace will continue through 2010 and further. Along with the booming new home market, remodeling jobs are occurring in record numbers. Lower mortgage and interest rates are the prime influence and are a key factor in pushing up not only the number of new home starts, sales of existing homes, but the lower rates have also boosted home prices. These lower rates have also triggered an unprecedented boom in refinancing. These factors make it more important than ever before for every policy holder to have their coverage's reviewed by their agent. The result may be as simple as a mortgagee clause change on one's policy, or as involved as producing new replacement cost estimates on an insured's dwelling and personal contents. The process involved in reviewing, and adjusting a policy if needed, is quite simple and painless. At Raymond Longoria Insurance our independent agents perform these reviews on a daily basis, and more times than not.